Successful financial planning depends as much upon opinion and feeling as it does upon fact - not only by the vast range of options and plans, but also by the need to balance the needs of …

• Tax Planning.
• Family Income Planning.
• Family Protection.
• Retirement Planning.
• Pensions.
• Life Assurance.
• Health Insurance/Illness Protection.
• Investments - aim to make your money work harder.
• Mortgages.
• Savings.
• Estate Planning - how to mitigate InheritanceTax.
• Long-term Care Provision.

Our first task as Independent Financial Advisers is to review your current position, to reassure you if the products you may already have ( i.e. personal insurance's and covers, savings accounts, etc) are still relevant and suitable to meet your current needs and circumstances, or, conversely, offer suggestions if those products are no longer suitable.

Our team (all of whom are highly qualified and regularly updated in financial consultancy) will aim to guide you through the maze of products and services. Furthermore, through regular contact, Phoenix will endeavor to stay-up-to-date on the changes in your circumstances of their own volition making you aware of other matters which may from time to time have to be taken into account.

Our fee - you have a choice of either paying a fee for our professional services or commission for each product sold. Naturally, we will, at all times provide you with a written fee quote and /or disclose in advance the commission payable. But, in our experience, most people don't mind paying if they genuinely believe that they have received a first rate job and that's what we at Phoenix strive to achieve at highly competitive rates thanks to the The Phoenix Factor -' A fresh approach to best advice.'