Unless you plan ahead - that means taking the right steps - the chances are that taxation could take a large chunk of your wealth.

However, if you are prudent - to quote the Chancellor - there's an opportunity to keep that duty to a minimum.

But the Exchequer don't make it easy, so you need the best advice and that's where our team could help - by telling you exactly where you stand in relation to what parts of your estate can be protected and ring fenced to go to your heirs - not the HMRC - should something happen to you.

Over the years, we have built up a wealth of experience in dealing with this vitally important area which is always nagging at the back of people's minds because most of us would, naturally, like to leave as much as we could to our family instead of the Government getting its hands on it.

Admittedly, the issues here are varied and complex and require specialist knowledge but it is possible with careful planning to enhance the amount you leave to named beneficiaries.

We will aim to assist in answering any queries you might have about tax in general, including Capital Gains Tax (CGT). It's easy when you know how.